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Annual Factoring Data

Factoring turnover in Europe

The total turnover for the factoring and commercial finance industry across the Europe in 2025 reached 2 trillion 55 billion euro. EUF Members represented 94.4% of the turnover in the Europe with the top five countries making up nearly 70.2% of the total market. The factoring industry turnover represented 11.5% of Europe GDP in 2025.

Total Factoring Volume in Europe in 2025

NB The year on year growth for non Euro countries may be affected by changes in exchange rates.

Source: EU National Associations and FCI statistics.

Factoring evolution 2007-2025 (in Millions of €)

Turnover volumes by country in 2025 (Millions of €)

31 December 2025NotesTotal Turnover pct var. on the previous year
(Total)
  GDP Penetration European Market Share
Austria*         37,5093.5%7,3%1.5%
Belgium*147,3486.3%23.0%5.8%
Bulgaria(1)/(2)7,6004.1%6.6%0.3%
Croatia*(1)1,91524.6%2.1%0.1%
Cyprus(2)5,50710.2%15.1%0.2%
Czech Rep*(1)13,62111.3%3.9%0.5%
Denmark*(1)23,64522.3%5.0%0.9%
Estonia(3)           3,9000.0%9.9%0.2%
Finland(3)         28,0000.0%10.0%1.1%
France*439,4301.9%14.8%17.2%
Germany*423,4726.2%9.5%16.6%
Greece*29,4448.8%13.4%1.2%
Hungary(1)/(2)20,78631.2%9.5%0.8%
Ireland(3)         28,6170.0%4.5%1.1%
Italy*297,4453.8%13.2%11.6%
Latvia(2)1,28828.3%3.0%0.1%
Lithuania(2)           5,100-1.9%6.1%0.2%
Luxemburg(3)              3390.0%0.4%0.0%
Malta(3)              6960.0%2.8%0.0%
Netherlands*165,3995.3%14.0%6.5%
Poland*(1)123,01510.4%13.3%4.8%
Portugal*51,50912.7%20.7%2.0%
Romania(1)/(2)10,50312.3%2.8%0.4%
Slovakia(3)3,66618.8%2.7%0.1%
Slovenia(2)2,97010.0%4.2%0.1%
Spain*269,8851.2%16.5%10.6%
Sweden(3)21,4730.0%3.6%0.8%
EU Total Turnover(1)/(2)/(3)2,164,084 4.8%  11.5% 84.6%
EUF Members  (*)(1)2,050,026 4.6%  12.4% 80.2%
Norway *(1)         26,387-1.6%5.6%1.0%
Switzerland(3)       2,7070.0%0.3%0.1%
United Kingdom*(1)364,428 1.5%  12.2% 14.2% 
European Countries(1)/(2)/(3)2,557,606 4.2%  10.8% 100,0%
EUF Members or Partners (*)(1)2,414,454 4.1%  12.0% 94.4%

** on the basis of data provided by members and/or Eurostat

Notes:

  1. Pct variation has been corrected in order to avoid biases due to exchange rates fluctuation.
  2. Estimates on the basis of available information
  3. Estimates of the turnover - the previous year's turnover implemented

Source: EUF Members, FCI, Eurostat, ONS (GDP values in current market prices)